Welcome to Janathi Message

Ask The Imam Question and Answer

411 I've got a question that I need the Imam to answer. I have asked other Imams but I want to verify the answer given by them.

Can we take out contents insurance for our house?

and secondly, can we have a life insurance that runs alongside the mortgage. (Ps: If this life insurance is taken out with the intention that if the mortgage holder dies the mortgage is paid and the deceased person doesn’t die with any debt.)
Optional insurance (bema) is not allowed in Islam (i.e. Content insurance etc)
(Sharah Sahih Muslim, Urdu Edition).

To take out life Insurance (where without it the lender refuses the mortgage) is allowed (due to the necessity), but for the purpose of paying of debt off after death, is not allowed.
Category (Islam / Muslims)